Cards

HSBC Innovation Banking Business Charge Card

Contact us to discuss how our range of solutions can help you achieve the extraordinary.

Become a client

Simple and effective management of travel, entertainment and other business expenses.

This could be the right solution for you:

If you want to be able to simply and quickly manage your travel and entertainment expenses
If you want to control who spends what, when and how much
If you want to encourage staff to work efficiently and effectively, by being able to pay directly for their expenses
If you want actionable insights into your spending and suppliers

Key Features

Control

Set a maximum spending limit for each cardholder
Control permitted spending categories to ensure cards are only used for their intended purpose
Choose whether or not your cardholders have access to cash

Monitor

Monthly statements will be provided online, to you and each individual cardholder

Flexible

Choose when your business receives monthly statements and how you settle them – BACS, Direct Debit, SEPA Direct Debit for GBP and EUR currency cards and bank transfer for USD
Your business can benefit from up to 56 days’ interest free credit
Your cardholders can place their Business Charge Card details on file with participating merchants, including travel agents to settle associated transactions

T&Cs and other eligibility criteria apply.

The Benefits

Unsurpassed Global Acceptance

Unsurpassed Global Acceptance

Flexible Spending Controls

Ability to amend your card status – lost or stolen, active, inactive, temporary block
Flexible limit changes and adjustments

Reporting and Online Programme Management

Flexible spend controls
Interactive card programme administration
Apply for and manage cards online
Review transactions and download statements

Data integration

Daily card spend data feeds into your expense management system

Billing & Settlement

Central corporate billing and settlement
Flexible billing cycle choices
One monthly statement

Repayment Options

Bank transfer or Direct Debit¹

Servicing

English language client service, available Monday - Friday 8am – 5pm
24/7 Lost & Stolen Support
Fraud and chargeback protection

3 currencies

Available in GBP, EUR and USD

Security

Contactless & Chip-and-PIN

¹ Direct Debit available for EUR and GBP programmes only